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Underwriting runs on documents. So does the backlog.

Submissions arrive as stacks of PDFs, and underwriters read for hours before pricing a single risk. SphereIQ makes the whole corpus answerable — cited to the exact policy clause.

Every submission is a stack of documents. SphereIQ reads all of it.

A submission lands as loss runs, SOVs, ACORD forms, and broker emails in a dozen formats. Each is parsed, structured, and cited — so the underwriter prices the risk instead of reading the file.

Loss runs3-year history
Claim counts, severity, and development — read across carriers and formats.
extracted
Statement of valuesSOV
TIV, COPE data, occupancy, and construction, normalized per location.
extracted
ACORD forms125 · 140
Applicant, coverage requested, limits, and prior carrier — structured.
extracted
Medical recordslife & health
Conditions, ICD codes, and risk factors surfaced for the underwriter.
PHI-masked
Broker emailcover note
Intent, deadlines, and special requests parsed from the message thread.
parsed
Prior policiesexpiring
In-force terms and endorsements compared against the new submission.
compared

Same platform. Pre-built for your world.

Vertical editions ship with a pre-built Twin schema, agent templates, and compliance packs for the industry — so deployment starts at mile ten, not mile zero.

Document intelligence

Submissions, wordings, loss runs

Parsing, extraction, and cited answers over the document classes underwriting and claims live in — a question returns the clause and its source, not a folder to read.

Agent templates

Intake, triage, coverage checks

Submission intake and clearance, claims triage and severity routing, coverage and endorsement checks, and compliance-evidence assembly — governed on every action.

Governance

Built for a regulated carrier

PII masking, access scopes that inherit source permissions, immutable signed ledgers, and a model inventory aligned to NAIC, Solvency II, and GDPR.

The risk is the same. The read time doesn't have to be.

Every response cites the policy wording, page, and exact clause it came from — retrieved from your corpus, not generated from memory. Deterministic PII and prompt-injection checks run in the request path with zero added latency. And every retrieval and governed action is captured in a signed, immutable ledger your risk function can examine.

Every answer
Cited to the policy wording, page, and exact clause it came from
0ms
Added latency from deterministic PII and prompt-injection checks in the request path
21 yrs
Sphere’s enterprise engineering track record behind every deployment

Asked in every evaluation

How is policyholder and claimant data protected?
Access scopes inherit source-system permissions, PII masking runs in the request path, and every retrieval and action is written to an immutable, signed ledger. A person or agent only ever sees what your entitlement model already allows.
Can we deploy in our own environment?
Yes — SphereIQ Private runs in your cloud with your keys, the common choice for carriers with strict data-residency or reinsurance-confidentiality mandates.
Where do carriers usually start?
Document intelligence on one high-volume class — new-business submissions or first-notice-of-loss — or the AI Spend Diagnostic to baseline what’s already running ungoverned across underwriting and claims.

The risk expertise is yours. The reading isn't the job.

Start with the document class that eats the most underwriting or claims hours.