Underwriting runs on documents. So does the backlog.
Submissions arrive as stacks of PDFs, and underwriters read for hours before pricing a single risk. SphereIQ makes the whole corpus answerable — cited to the exact policy clause.
How do insurers use SphereIQ?
Insurers deploy SphereIQ for document intelligence over submissions, policy wordings, and claims files; a governed Company Brain over underwriting guidelines, appetite, and precedent; and agents for submission intake, claims triage, and coverage checks — with the PII masking, access governance, and audit trails a regulated carrier requires. Every answer is cited to the wording, page, and exact clause.
Same platform. Pre-built for your world.
Vertical editions ship with a pre-built Twin schema, agent templates, and compliance packs for the industry — so deployment starts at mile ten, not mile zero.
Submissions, wordings, loss runs
Parsing, extraction, and cited answers over the document classes underwriting and claims live in — a question returns the clause and its source, not a folder to read.
Intake, triage, coverage checks
Submission intake and clearance, claims triage and severity routing, coverage and endorsement checks, and compliance-evidence assembly — governed on every action.
Built for a regulated carrier
PII masking, access scopes that inherit source permissions, immutable signed ledgers, and a model inventory aligned to NAIC, Solvency II, and GDPR.
The risk is the same. The read time doesn't have to be.
Every response cites the policy wording, page, and exact clause it came from — retrieved from your corpus, not generated from memory. Deterministic PII and prompt-injection checks run in the request path with zero added latency. And every retrieval and governed action is captured in a signed, immutable ledger your risk function can examine.
Asked in every evaluation
How is policyholder and claimant data protected?
Can we deploy in our own environment?
Where do carriers usually start?
The risk expertise is yours. The reading isn't the job.
Start with the document class that eats the most underwriting or claims hours.